Loans allocated within the framework of the "Craftsmanship Development" program
Based on the decision of the President of the Republic of Uzbekistan No. PQ-77 of 30.12.2021
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Loan disbursement conditions |
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Interest rate |
18% |
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Loan period |
From 18 to 36 months depending on the field of activity |
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Loan amount |
up to 225.0 million soums |
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Supply form |
Types of provision defined by law |
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Loan processing method |
Online through the platform (oilakredit.uz) |
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Grace period |
From 3 to 6 months depending on the field of activity |
Loans are allocated through a single electronic online platform (oilakredit.uz) in a fully digitized manner:
1. Loan applications are reviewed at all stages online (oilakredit.uz) based on scoring analysis, and information about the decision taken at each stage is provided through the platform (SMS-notification, e-mail or personal cabinet).
2. Documents on the allocation of credit funds (application, recommendation of the assistant governor, loan agreement, purchase agreement, etc.) are created electronically and signed remotely.
3. Loans are made on the basis of a contract signed by the borrower with an independently selected supplier using the "marketplace" system created on the platform.
Credit lines:
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To purchase equipment, spare parts and raw materials for the production needs of the members of the "Hunarmand" association.
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Organizing development centers of craftsmanship , "master-apprentice" schools, construction of house-museums and workshops or purchase of buildings for these purposes.
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To replenish working capital
