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Update: 10 May 2024, 12:28

Loan for the purchase of cars from the secondary market

Loans for the purchase of domestically produced vehicles are provided to citizens of the Republic of Uzbekistan.
from 28%
Interest rate
up to 60 months
Credit term
3000 BCV
Loan amount

About loan

Borrower: An individual with a stable income or a self-employed person without official income.

Purpose of the loan: Allocated for the purchase of 1 passenger car produced in the Republic of Uzbekistan over the past 5 (five) years.

The borrower submits the following documents to the bank:

  • ID card or passport;
  • report from an independent appraisal organization on the value of a passenger car;
  • purchase and sale agreement.

Loan security:

  • Car purchased on credit;
  • Other types of security within the framework of the law.

Loan term: up to 60 months.

Annual interest rate: from 28%.

Maximum loan amount: Up to 3000 - a multiple of the amount of the basic calculated value (BCV).

Interest rates

Term

Minimum down payment amount

Annual interest rate


up to 60 months

10%

20%

30%

Min 30%

Min 29%

Min 28%


Interest rates for employees of budgetary organizations with bank accounts: The annual interest rate on the loan is determined based on the package of services for employees of budgetary organizations.

Interest rate for andindividual entrepreneurs: up to 60 months - no less than 29% per annum.

Term

Minimum down payment amount

Annual interest rate


up to 60 months

10%

20%

30%

Min 31%

Min 30%

Min 29%

Apply for a loan online

You can apply for a loan by visiting the Bank's subdivisions (branches, offices of banking services) or on the Bank's website. Online applications are accepted 24 hours a day and processed quickly.

Fill out an online application form. Our employee will contact you and tell you about the terms of registration and issuance.

Tariffs and conditions

Interest rate
from 28%
Loan amount
3000 BCV
Loan target
The loan is allocated for the purchase of 1 car manufactured in the Republic of Uzbekistan over the past 5 (five) years.
Submission form
Transfer to the seller's bank account
Frequency of payments
Monthly
Repayment method
Differentiated, Annuity
Credit term
up to 60 months
Loan processing method
Bank branch
Grace period
No

Terms and Conditions

Required documents
  • ID card or passport;
  • the report of an independent appraisal organization on the appraisal of the car;
  • purchase contract.
Requirements

Individuals with permanent income.

Credit support
  • Car purchased on loan;
  • Other types of security within the law.

Documents

Other loans

Microloan

For individuals aged 18 to 60 years who are bank clients and self-employed without official income



26%-28%
Interest rate
up to 36 months
Credit term
up to 6.8 million soums
Loan amount

Microloan

NEW
Microloan

The microloan is disbursed in cash or by transferring to a borrower's plastic card in the national currency for a period of 60 months up to 100 million soums.

from 28%
Interest rate
up to 36 months
Credit term
up to 100 mln. soums
Loan amount
Microloan
Individuals with a permanent income and participants in the salary project of JSCB Microcreditbank. 

Temporarily suspended. Technical work is in progress!
27-31%
Interest rate
up to 24 months
Credit term
up to 50 mln. soums
Loan amount
Microloan
Online microcredit-2 - a type of remote lending to plastic cards opened by JSCB "Microcreditbank" in the framework of the salary project.
27%
Interest rate
up to 12 months
Credit term
up to 10 mln. soums
Loan amount
Microloan
Individuals who are self-employed individuals aged between 18 and 60 who are bank clients and live in the neighborhoods attached to JSCB “Microcreditbank” by the government.

from 25%
Interest rate
up to 48 months
Credit term
Up to 17 million soums.
Loan amount
Education loan

Loans are allocated to female students recommended or accepted for training on a paid-contract basis in the specialties of bachelor's and master's programs of educational institutions.

0%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Education loan
Temporarily suspended
14%
Interest rate
up to 15 years
Credit term
According contract
Loan amount
Microloan
Overdraft is provided to employees of enterprises and organizations serviced by the Microcredibank of Uzbekistan to salary plastic cards for personal needs.
from 20%
Interest rate
up to 24 months
Credit term
30,000,000 soum
Loan amount
Consumer loan
Temporarily suspended
20%
Interest rate
up to 60 months
Credit term
up to 500 BCV
Loan amount
Consumer loan
Consumer loans are issued to citizens aged at least 18 who have a permanent place of residence, as well as income received legally in the Republic of Uzbekistan.
30%
Interest rate
up to 48 months
Credit term
up to 80 mln. soums
Loan amount
Exchange Rates
  • At the exchange office
  • At an ATM
  • In the application
  • Transfers abroad
CurrencyPurchaseSaleRate of the Central Bank
USD127001275012718.08
EUR130001390013710.09
GBP152001620015935.75
JPY709081.68
CHF135001450014031.42
As of 13.05.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD125001275012718.08
EUR130001390013710.09
GBP152001620015935.75
JPY709081.68
CHF135001450014031.42
As of 13.05.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD127001275012718.08
EUR130001390013710.09
GBP152001620015935.75
JPY709081.68
CHF135001450014031.42
As of 13.05.2024 09:00:00
CurrencyPurchaseSaleRate of the Central Bank
USD127101275012718.08
As of 13.05.2024 09:00:00

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